Kathleen Cook

3901 Waters Reach Lane

Indian Trail, NC
$ 495,000 Beds 4 Baths 2.5 Sq 2,298 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this inviting four-bedroom, two-and-a-half-bathroom home offering comfortable living spaces, abundant natural light, and a backyard designed for enjoying the outdoors. The spacious living room provides plenty of room to relax and gather, while the formal dining room offers a dedicated space for meals and entertaining. All four bedrooms are conveniently located on the second level, along with the laundry room, creating a functional layout that keeps everyday routines close at hand. Outdoor living is a standout feature of this home. The private backyard has been thoughtfully transformed into its own retreat, complete with a pool, covered patio, custom-built bar, and an abundance of plants and greenery that create separation from neighboring homes. Enjoy summer days by the pool, entertain under the covered patio and at the custom bar, or unwind while watching the morning sun rise over the backyard. A covered front porch provides another inviting outdoor space, especially in the evenings as the sun sets across the front of the home. With two covered outdoor areas and a backyard designed for both relaxation and entertaining, this home offers plenty of opportunities to enjoy indoor-outdoor living throughout the seasons!

Single Family

  • Price
  • $ 495,000
  • City
  • Indian Trail
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • UNION
  • Half Bathrooms
  • 1
  • Area
  • Union County
  • Lot Size
  • 0.28 Acres
  • Zip
  • 28079
  • Sqr Footage
  • 2,298
  • Year Built
  • 2000
  • Style
  • MLS#
  • 4418909
Listed By: DASH Carolina; charles.shaw@dashnc.com
Data Source: Canopy MLS

Features

General

Living Area 2298
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Appliances Dishwasher,Disposal,Electric Oven,Electric Range
Zoning AQ0
HOA Fee 500
Garage Spaces 2
Pool Features In Ground
Construction Materials Brick Partial,Vinyl
Year Built 2000
Levels Two
Property Subtype Single Family Residence
Parcel Number 07-090-302
Assoc Fee Paid Per Annually
County Union
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Brandon Oaks
Garage Y/N Yes
Full Baths 2
High School Unspecified
City Indian Trail
Association Name CAMS management
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Virtual Tour https://www.zillow.com/view-imx/11e7a282-ece3-4e13-bfa7-bc3916294856?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 507300
Virtual Tour https://www.zillow.com/view-imx/11e7a282-ece3-4e13-bfa7-bc3916294856?wl=true&setAttribution=mls&initialViewType=pano

Interior Features

Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2298
Half Baths 1
Laundry Features Utility Room,Inside,Upper Level
Total Bedrooms 4
Total Baths 3
SqFt Main 994
SqFt Upper 1304

Exterior Features

Parking Features Driveway,Attached Garage
Water Source City
Lot Size Area 0.28
Foundation Details Slab
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

8/27/2026 Listed $505,000
9/16/2026 2% - $495,000

Property vs Zip Code Average in 28079

Price
AVG $550K
$500K
Year Built
AVG 2011
2000
Visits
AVG 245
85
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3901 Waters Reach Lane Indian Trail, NC is a Single Family Home for sale at $495000 with 2298 sqft and a lot size of 0.28 Acres Acre(s). 3901 Waters Reach Lane Indian Trail has 4 bedrooms, 2 baths and was built in 2000. The property's zip code is 28079 which is in Indian Trail, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kathleen Cook

Kathleen Cook

REALTOR®

302-395-9103

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