7484 Cottonwood Drive

Denver, NC
$ 899,000 Beds 4 Baths 4.5 Sq 4,268 Virtual Tour
Monthly Estimate* How much can I afford?

A Stunning European-Style Retreat on Lake Norman's Quiet Side 7484 Cottonwood Rd, Denver, NC 27358 $899,000 Welcome to this exceptional almost 4,300 square foot custom home on a gorgeous shaded lot in the sought-after Lakewood community of Denver, NC. Great bones and a beautiful neighborhood — bring your style and make it your dream home. From the moment you enter, you'll feel the warmth and character of a home that is beautifully appointed without ever feeling pretentious. The open floor plan features custom wainscoting, nine-foot ceilings, hardwood floors, and two stone fireplaces with gas logs. The chef's kitchen offers a gas cooktop island, granite counters, and stainless steel appliances, with auto-close cabinetry and heavy trim throughout. A sunlit office joins the laundry, garage, staircase, and kitchen in one welcoming central space. The main-level primary suite boasts a spa bath. Upstairs, a bonus room, loft, and three bedrooms — all en-suite with full baths — sit under ten-foot ceilings with eight-foot doors and abundant closet space. Lake views can be enjoyed from two upstairs bedrooms. Outside, enjoy a covered porch, open deck, stone patio, irrigation system, and three-bay garage. Lakewood offers secured storage for boats and RVs, plus an easy 35-minute commute to Charlotte. At a glance: Almost 4,300 sq ft on a gorgeous shaded lot Primary on main, 3 bedrooms up En-suite bath in every bedroom Bonus/game room over 3-car garage Large kitchen, open floorplan Lake views up · 2 mi to boat access The photo(s) contained in this listing may have been created or enhanced using virtual staging software and therefore may not accurately reflect the current features in the room/home.

Single Family

  • Price
  • $ 899,000
  • City
  • Denver
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • LINCOLN
  • Half Bathrooms
  • 1
  • Area
  • Lincoln County
  • Lot Size
  • 0.53 Acres
  • Zip
  • 28037
  • Sqr Footage
  • 4,268
  • Year Built
  • 2007
  • Style
  • European
  • MLS#
  • 4413902
Listed By: Coldwell Banker Realty; dcarolvandergrift@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 4268
Sewer County Sewer
Heating Forced Air,Natural Gas
Cooling Ceiling Fan(s),Central Air
Utilities Cable Connected,Electricity Connected,Natural Gas
Roof Architectural Shingle
Appliances Convection Oven,Dishwasher,Disposal,Down Draft,Electric Water Heater,Gas Cooktop,Microwave,Oven,Plumbed For Ice Maker
HOA Fee 625
Garage Spaces 3
Patio/Porch Features Covered,Deck,Rear Porch,Terrace
Architectural Style European
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Hard Stucco,Stone
Year Built 2007
Levels Two
Property Subtype Single Family Residence
Parcel Number 4605948890
Waterfront Features None
Community Features RV Storage,Street Lights
HOA Fee 2 170
Assoc Fee Paid Per Annually
County Lincoln
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Lakewood
Garage Y/N Yes
Full Baths 4
Directions From Hwy 16,turn onto Webbs Chapel Road. Turn left on Burton Road. Turn left on Cottonwood Drive into the Lakewood community; the home is in the cul-de-sac. Coming from Charlotte: Take I-77 North
High School North Lincoln
City Denver
Association Name Lake Norman Realty Property Management
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
HOA Fee 2 Frequency Annually
Elementary School Pumpkin Center
Middle/Junior High School Pumpkin Center
Additional Parcels Y/N No
AssociationName2 Lake Norman Realty Property Management
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Deed,Subdivision
Tax Assessed Value 892958
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Walk In,Breakfast Bar,Central Vacuum,Entrance Foyer,Kitchen Island,Pantry,Walk-In Closet(s),Walk-In Pantry
Flooring Tile,Wood
Fireplace Features Gas,Gas Log
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 4268
Half Baths 1
Laundry Features Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 4
Total Baths 5
SqFt Main 2430
SqFt Garage 843
SqFt Upper 1838
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation
Parking Features Driveway
Lot Features Sloped
Water Source County Water
Lot Size Area 0.53
Foundation Details Crawl Space
Lot Dimensions 75X220X142X192
Road Surface Type Concrete,Paved
Other Equipment Surround Sound
Road Responsibility Publicly Maintained Road
Horse Amenities None
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pumpkin Center Elementary School
Middle School Pumpkin Center Middle School
High School North Lincoln High School

Price History

8/18/2026 Listed $929,000
9/17/2026 4% - $899,000

Property vs Zip Code Average in 28037

Price
AVG $1.03M
$900K
Year Built
AVG 2012
2007
Visits
AVG 251
89
Data Provided by Inside Real Estate®

7484 Cottonwood Drive Denver, NC is a Single Family Home for sale at $899000 with 4268 sqft and a lot size of 0.53 Acres Acre(s). 7484 Cottonwood Drive Denver has 4 bedrooms, 4 baths and was built in 2007. The property's zip code is 28037 which is in Denver, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.